Appy for your loan and we take care of the rest

Your Partner for the realization of all your projects

Fast funding. Quick decisions. Personal service.

Online loans designed for you


We put at your disposal specialized advisers and a website to meet your financial needs

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Fast Treatment

Your project can not wait, and we understand it! We are committed to processing your request as soon as possible

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At Credible Loan, being close is privileging exchange and conviviality to build a common project

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16 Years of Working Expericence

We love what we do and we do it with passion!

A Quick, Secure & Transparent Process

Our online loans are meant for those who are looking for a fast way to borrow funds. If you don’t have the time to visit one of our many locations, we offer this quick & convenient process to apply for credit. Normally, if you apply within business hours, you can expect to hear a decision on your application within just minutes!

Credible Loan is one of the few consumer finance companies to have the capability to make an online loan! Sometimes there are unfortunate circumstances or life events that can cause a path to bad credit. At Credible Loan, we try to understand what caused those issues so we can help you get back on the right path. With our online loans, we make it super easy to apply online in 10 minutes or less.


Loans taken


Daily Payments


Awards Won


Happy Clients

Let us help you take the next step with a personal or auto loan

For whatever’s ahead, we’re right here with you.

A personal loan from Credible Loan can help you take control of your finances. From debt consolidation to home improvements to vacations, you can plan for both the expected and unexpected.

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Our network of over 12,000 eligible dealers means you have lots of brands and cars to choose from. Our low rate loans and flexible terms can put you behind the wheel of a new or used car today!

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If you are looking for the best payday loans near me, Pheabs is here to help you find the right lender. We offer $100 to $35,000 repaid over 1 to 60 months from payday lenders, apps, advances and alternatives.

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Why Apply for an Online Loan

Receive your money in the most convenient way in 15 minutes

The reasons to apply for a loan are as unique and diverse as the individuals who request them. Every person’s financial situation is different. And there are countless factors that influence the decision to borrow funds. Credible Loan Loans is your quick and easy lending provider. We offer online and in-store loans providing the highest level of customer service on a consistent basis. Apply online now to get funded as quickly as tomorrow or head to your neighborhood Credible Loan Loans store using the store locator below to get funded the same day!

Our growth and success could not have been possible without each of our customers. We value your business and that’s why giving back to the community is very important to us. Our involvement ranges from sponsoring local youth programs, donating and partnering with local organizations, to hosting community events.

  • The minimun age to use our service is 18.

  • A proof of identity is required and other relevant documents

  • You need an active Credit card / Bank account to allow the money to be transferred to you.

  • You deffinitely have to be a nice person 😀

  • Must have a valid and physical address

  • You must have an income every month whether it be benefits or a job.

Customers Testimonials

Customers Testimonials

Credible Loan is best when it comes to comparing different lenders for rates and offers. It helps you get the best deal from all the available options. I got the required loan amount within 24 hours. Thank you!!!

Alice Thomas


I got my personal loan approved on the same day when I applied. The interest rate charged is nominal while my processing fee was waived out due to some online offer. So, I am quite satisfied and happy with the service and rates both.

Jason N. Richardson

Nail care technician

I got to know about Credible Loan from the internet, and when I checked for the reviews it seemed convincing. and as I was in need of money I applied for an Insta loan through their website. The processing started as soon as I applied and within a few hours, I got the money in my account.

James Starner

Cable line installer

My experience was top-notch, from the interest rate, right down to customer service! The application and approval took all but 15 minutes and my Rep was extremely friendly and accommodating. Overall I am extremely pleased and will definitely go to them again if needed.

Linda Henderson

Commodities trader

Just wanted to take a moment to comment on your process. Hands down the best loan experience I have ever had. So simple and straightforward it's hard to believe. It was a process that assigned real value to a lifetime of good decisions. I will gladly do business with you again and I'm happy to tell my friends with similar credit profiles about you.

Juanita Liggett

Distribution clerk

I have borrowed (and paid back successfully) multiple personal loans throughout my professional career. And you guys offer, by far, the most outstanding overall experience of all of them. I look forward to much more business with you over the years!

Bill Oconner

Materials scientist

While starting my online side business, I have required some funds which won't cost my current saving. Getting a personal loan helped me to get the raw materials required for business and gave a positive start to my career.

Maria E. Willis

Life skill counselor

My dad was in the hospital and some extra cash was needed for the surgery. Availing a personal loan for medical emergencies from Credible Loan was a blessing, it's instant loan approval helped to generate some quick cash and a hassle-free processing

Frank Sexton


I availed personal loan from Credible Loan and the online application process of Credible Loan is very brief and self explanatory. The customer service and the assistance I got at Credible is very nice and smooth.

Travel clerk

Robert Gomez

Why people choose us

We offer a totally new way of borrowing

Fair Interest rates

Our rate is affordable, we charge 3% of approved amount a month, 5% 3 months, 7% for 6 months and 10% a year.

Loans up to $100M.

You can get up to $100M. Apply now and submit your details, if you are qualified for the amount, you will be approved promptly.

Lowest APR available

Low APR available, as long you are able to provide more detailed as requested by our experience team, personal or business information.